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Motor Trade
Insurance

Immediate quotes - CALL our motor trade team direct on 0800 0113 444 (Option 2) NOW!

We can quote for:

  • Full time mechanics
  • Mobile mechanics
  • Trading from premises / home
  • Customer cars, vans and commercials
  • Vehicles belonging to you
  • Option for monthly instalments

*Please note, to provide a quotation we would require proof of trading

If your business involves buying and selling any type of car, van, commercial or motor cycle, we would really like to hear from you.

Motor Traders come in all shapes and sizes and we have been insuring them for almost 40 years.

Vehicle Dealers operating from premises

For car dealers who operate from a business premises – even if that premises is adjacent to or within the boundary of your main residence – we can offer a bespoke insurance package for road risks, PLUS optionally liability cover, property and equipment cover. Where a dealership offers other services, eg mechanical servicing alongside sales activities we can come up with an attractive package.

Our car dealer at premises policies can include:

  • High value stock and specified cover on expensive vehicles
  • Public and Employers Liability up to £10 Million Indemnity Level.
  • Equipment, machinery and plant – high sums insured.
  • Engineering inspection.
  • Road Risks for Motor Trade including recovery and movement of customers / own vehicles and extensions for secondary activities such as buying & selling.
  • Office contents and other equipment, as well as stock.
  • Money cover, business interruption & Theft.
  • Buildings
  • Own vehicles covered including personal and business vehicles.
  • Marine cover for stock in transit

Car Dealer at home insurance

Those who deal from home only need road risks cover for the most part. However it is common for those car dealers who operate from their home to have other cover in force – including public liability and even cover for office and business equipment kept there.

Whilst public liability is strongly advised – it is just as important to ensure that you have adequate cover for the value of any own and customers vehicles you keep there. Again this is something we can provide as standard with our policies.

Finally, we also frequently cover additional locations – where stock vehicles that are kept elsewhere, although again – you must make the underwriter aware of your requirements.

You don't need to specialise in vehicle repairs, we can accomodate most motor trade activities including, existing traders, full time traders, motor traders from home or premises, buying & selling, recovery, deliveries, mobile mechanics and tyre fitters plus many many more and your own vehicles can usually be included on the policy.

Some options for cover:

  • Public and Employers Liability up to £10 Million Indemnity Level.
  • Equipment, machinery and plant.
  • Engineering inspection.
  • Road Risks for Motor Trade including recovery and movement of customers / own vehicles and extensions for secondary activities such as buying & selling.
  • Office contents and other equipment, as well as stock.
  • Money cover, business interruption & Theft.
  • Buildings
  • Own vehicles covered including personal and business vehicles.
  • Stock in transit including vehicles
  • We can cover apprentices for business only use
  • Vehicles to 44 tonnes GVW.

Call today for a quote and speak to one of our specialist team.

What our customers think of BondLovis Read what our customers have said about us

"Have been with Bond Lovis for over 5 years now and recently renewed my car insurance with them. Always someone helpful and friendly to talk to. Would highly recommend"
John
"I have dealt with Bond Lovis for around 10 years - always by phone. Very easy to do business with."
Martin, West Sussex
"Great service, very friendly, easy to speak to and also got a great price on my car insurance."
Mark, Essex

Want to read more? Read all our reviews

Our deals are available in branch or on the phone