Breakdown
Cover

Breakdown Cover
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Roadside help

Significant features and benefits

If your vehicle cannot be driven because of a breakdown, we will arrange for a vehicle rescue operator to spend up to one hour to try to fix it. If it cannot be fixed, we will arrange for the vehicle to be taken to a local garage to be repaired at your cost.

This benefit is included as part of your main motor insurance policy providing you have paid the premium.

Significant an unusual exclusions or limits

Transport to a local garage is for the vehicle, driver and up to six passengers. We will not cover a breakdown at or within one mile away from your home.

Price

Free (Usually £9.41)


Nationwide recovery in the UK

Significant features and benefits

As well as the benefits above, if your vehicle cannot be repaired at the roadside or at a local garage the same day, we will arrange one of the following.

  • For the vehicle, driver and up to six passengers to be taken to your destination or home.

  • Bed-and-breakfast accommodation for one night.

  • To hire another vehicle.

  • An emergency driver is also available under this section.

  • This benefit is included as part of your main motor insurance policy providing you have paid the premium.

  • Significant an unusual exclusions or limits



  • Within the UK only. We will not cover a breakdown at or within one mile away from your home.

  • We will pay up to £40 per person for bed and breakfast (£280 in total).

  • The hire vehicle will only be a vehicle of up to 1600cc, and for a period of 24 hours.

  • We will need a medical certificate before and emergency driver is provided.



  • Price

    Free (Usually £9.41)


    Homestart In the UK

    Significant features and benefits

    If your vehicle cannot be driven because of a breakdown at or within one mile of your home, we will arrange for a vehicle rescue operator to spend up to one hour to try to fix it. If it cannot be fixed, we will arrange for the vehicle to be taken to a local garage to be repaired at your cost.

    This will only apply if it is shown on your current policy schedule and if you have paid the premium.

    Significant an unusual exclusions or limits

    Transport to a local garage is for the vehicle, driver and up to six passengers.

    Price

    £36 Including all of above


    European help

    Significant features and benefits

    If your vehicle cannot be driven because of a breakdown in Europe (including the UK part of your journey), we will arrange for a vehicle rescue operator to spend up to one hour to try to fix it. If it cannot be fixed, we will arrange for the vehicle to be taken to a garage to be repaired at your cost. It also includes:

  • Delivering replacement parts;
  • Other travel arrangements;
  • Emergency car hire;
  • Emergency accommodation;
  • An emergency driver; and
  • Vehicle recovery to the UK.
  • This will only apply if it is shown on your current policy schedule and if you have paid the premium.

    Significant an unusual exclusions or limits

    Transport to a local garage is for the vehicle, driver and up to six passengers.

    We will include labour charges and parts up to £200 to make your vehicle secure following theft or attempted theft of the vehicle.

  • The cost of the parts is not covered.
  • Limited travel for you and your passengers to your intended destination.
  • Car hire up to £70 a day and £750 in total.
  • B&B expenses up to £40 per person a day and £500 in total
  • We will need a medical certificate before this benefit is provided.
  • If your vehicle is not repaired before your planned return to the UK, cover includes transport costs to get you, your passengers and your vehicle home.
  • Price

    £54 Including all of above


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