One of your most important assets, your home! Make sure you are covered correctly.
The sum insured for your buildings should represent the entire cost to rebuild your house and any other outbuildings. Including tennis courts/swimming pools and other structures. Not all insurers will recognise unusual construction techniques or listed buildings. Don’t forget that Marble or Walnut floor. You may have to get special permission from the planning authority before repairing your property after a fire or other damage. These costs might not be covered on a standard home insurance policy.
Older properties may need special types of materials that are not readily available. This can incur unforeseen costs and delays. As regards contents, always make sure you have up to date valuations for valuables, jewellery and works of art, as you will need to substantiate their existence and value in event of a claim. Make sure you add up the replacement cost of your contents as this can really add up. You must include all items including TV’s, clothing, all the contents of your kitchen, carpets, furniture, etc.
You've got Home Insurance, why not Car or Commercial Insurance for your business, and consider our Optional Extras, which include, Home Emergency, and many more for our other products, to make sure you're well protected and to give you peace of mind today.